Podgorica, (MINA-BUSINESS) – According to the statistics released by the Central Bank of Montenegro (CBCG), the average liquid assets of Montenegrin banks saw a monthly decrease of 5.41 percent in last December to €1.6 billion.

Compared with corresponding period of 2022, the average liquid assets decreased by 19.64 percent in last December.

The liquidity index of the banking system was above the required minimum in this period.

At the end of December 2023, the combined balance of all banks amounted to €6.73 billion, up 0.07 percent from November, and 5.15 percent more than in the same period of 2022.

In the overall structure of banks’ assets, the highest share was that of loans at 60.81 percent, cash and deposits with central banks at 18.49 percent, and securities at 19.48 percent, while other categories of assets accounted for 1.22 percent.

In the overall structure of liabilities, deposits had the highest share of 81.27 percent, followed by capital and loans at 12.18 percent and 3.21 percent respectively. Other categories of liabilities accounted for the remaining 3.3 percent.

At the end of December, the total capital of banks amounted to €820.25 million, up 0.52 percent from November and up 21.43 percent year on year.